If you are reading my blog, chances are, you are trying to save money. Your goal might be to save money so that you can get out of debt, or to put money in an emergency fund, or to put money towards your child’s education or to put money into savings. But how many of you are saving money for a sunny day?
What is saving for a sunny day? It is saving money not only for the “necessities” in life, but also for the fun extravagances that make life exciting! Don’t get me wrong, saving money is a GOOD thing – regardless of the reason. But sometimes, it’s easy to get caught up in saving for a “Rainy Day.” For me, this year, I have been very concerned about having money in savings to cover unexpected household expenses (an AC breaking, needing to repair a roof, etc etc). Doing that is a good thing and a responsible thing. But sometimes, I get so caught up in saving for the “what ifs”, that I forget to save to splurge a little!
Do you have a savings account for a Sunny Day? I’ve just started thinking about starting one. It isn’t for anything extreme (although, I would love to take a month long trip to Italy). But it is for something realistic for our family. Our family is tired. We have worked a lot the past six years and we very seldom get breaks. So my Sunny Day account would contain money that we could put towards a week away staying on a rental house/condo on the beach (without internet and work)! Since our son is so young, staying on the beach would be the perfect way to keep all of us entertained and at the same time to relax and regroup.
So while I am going to keep my emergency savings account, I’m also going to start a Sunny Day savings account so that my family can take a much needed vacation and not have to charge any of the expenses!
Have you saved for a Sunny Day? What fun activities are you saving money for?
At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you. They know we all live for the sunny days and want to you help you live yours.
Subscribe to the Shine newsletter and receive inspiration and advice twice a month to help you live for a sunny day. Subscribe here
Want to get your sunny day started now? Visit the SunTrust resource center anytime for help achieving your financial goals.
This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.