This is a sponsored post, I am a Kmart Layaway blogger, though all opinions are my own.
If you’ve ever taken one of my couponing classes, you’ve heard my story. We, like many families, went through tremendous financial upheaval when the financial crisis came in 2007-2008. It was because of this crisis that I started couponing, and over time, we started to get back on our feet.
Those Christmases were tough for us, because we couldn’t get the gifts we wanted to for our loved ones. Christmas isn’t about gift-giving, but it’s because of the love we have for our family members that we want to give them gifts; that’s how we show them we love them!
It would’ve been nice to know then what I know now regarding Kmart’s free layaway program. I would’ve loved to put a tablet or TV or nice bedding on layaway instead of racking up debt and crazy interest rates with a credit card. And Kmart’s layaway program allows you to do a lot more than I originally thought, and is definitely better than Walmart, Best Buy, or Toys r Us:
You can put your online holiday gifts from Kmart on layaway, pay online or in store, even buy in one state and pick up in another. And with the one-time $5 fee and a little bit of planning, it’s such much more frugal to put your gift on layaway now and make either payments over an 8 or 12 week period, depending on your purchase. You can get a layaway program for an item as little as $15! So don’t think an item is too small for you take advantage. Check out your payment calculator instantly by going HERE. Since we just got a new bed, I would definitely add the Jacklyn Smith comforter, sheets and decorative pillow (pictured below) to layaway to give to myself as a Christmas present!
Here’s the best part – if you put an item on layaway you can enter the Kmart’s Big Layaway Giveaway for your chance to have your layaway item totally paid off (up to $500). You can enter online, in store, or even mail in your entry.
All in all, Kmart is doing us a big favor by helping us not bite off more than we can chew this Christmas. By planning now and using Kmart’s free layaway to our advantage, we can show our loved ones how much they mean to us without breaking the bank. Sounds like a win-win to me!
This post may contain a link to an affiliate. See my disclosure policy for more information.