This is a Sponsored post written by me on behalf of Western Union for SocialSpark. All opinions are 100% mine.
One of the things I’ve learned in my short time here on earth is that sometimes we have to go through hard times to learn lessons we wouldn’t have learned otherwise. If you’ve followed this blog at all, you know that just three short years ago we were just barely making it financially, we had lots of credit card debt and paid full price for groceries (the horror!).
But because of those hard times, we learned to spend wisely, coupon (woohoo!), and eliminated all of our credit cards so we wouldn’t be tempted to spend money we didn’t have. Since most businesses take plastic, however, a convenient alternative to a credit or debit card is the Western Union mun2 Reloadable Prepaid MasterCard. There are many benefits as I see it for using this card:
1) Since it’s a prepaid card, you won’t be tempted to spend beyond what you can afford.
2) Western Unions are everywhere so it’s easy to reload your card.
3) You don’t need a credit check or a checking account to sign up for a card, which is important to so many people these days.
4) You can track your balance on your smart phone.
5) The is a fee-friendly card – go HERE to read more about fees.
6) If your card is lost or stolen, your money is protected.
Best of all, if you qualify, you’ll get $10.00 FREE added to your balance when you sign up for direct deposit (go HERE to read more).
For many people, the Western Union mun2 Reloadable Prepaid MasterCard is going to be an excellent way to have the convenience of a credit card without the temptation to spend like it’s one.